Partner Onboarding
Join the TXT trade finance network. Simple application process, fast approval, and seamless integration
5-Step Onboarding Process
Application
Submit company profile and financing requirements
Documentation
Provide financial statements and business documentation
Assessment
Our team reviews credit quality and capacity
Approval
Receive credit facility approval and terms
Activation
Execute agreements and activate credit facility
Step 1: Application
Submit company profile and financing requirements
Credit Facility Tiers
Starter
Annual revenue $10M+
Credit Limit
$100K–$1M
- Basic trade finance
- Standard documentation
- Email support
Growth
Annual revenue $50M+
Credit Limit
$1M–$50M
- All Starter features
- Priority processing
- Dedicated account manager
- Custom structures
Enterprise
Annual revenue $500M+
Credit Limit
$50M–$1B+
- All Growth features
- Executive relationship
- Custom insurance
- Preferred pricing
Qualification Requirements
Financial Requirements
- Minimum annual revenue: $10M
- Positive operating cash flow
- Debt-to-equity ratio < 3:1
- Current ratio > 1.2x
Operational Requirements
- Established business operations (2+ years)
- Active trade relationships
- Documented supply chain
- Insurance coverage
Compliance Requirements
- AML/KYC documentation
- Regulatory compliance certifications
- Tax compliance documentation
- Beneficial ownership disclosure
Approval Timeline
Phase
Application Submission
Duration
1 day
Description
Submit initial application and basic documentation
Phase
Initial Review
Duration
3–5 days
Description
Our team reviews application for completeness
Phase
Credit Analysis
Duration
5–10 days
Description
Detailed financial and credit assessment
Phase
Approval Decision
Duration
2–3 days
Description
Credit committee review and approval
Phase
Documentation
Duration
3–5 days
Description
Prepare and execute legal agreements
Phase
Activation
Duration
1–2 days
Description
System setup and credit facility activation
Total Approval Time
15–30 Days
From application to credit facility activation
Required Documentation
Company Information
- Certificate of incorporation
- Articles of association
- Shareholder registry
- Board resolutions
- Beneficial ownership disclosure
Financial Statements
- Audited financial statements (2 years)
- Balance sheet
- Income statement
- Cash flow statement
- Tax returns (2 years)
Business Documentation
- Business plan
- Trade contracts
- Customer list
- Supplier list
- Insurance policies
Compliance Documentation
- AML/KYC forms
- Regulatory compliance certificates
- Banking references
- Trade references
- Credit reports
Frequently Asked Questions
What is the minimum credit facility size?
The minimum credit facility is $100,000. We offer custom structures for larger requirements up to $1B+.
How long does approval take?
Typical approval timeline is 15–30 days from application submission to credit facility activation.
What are the costs?
Pricing varies based on transaction size, credit quality, and product type. We provide custom quotes during the application process.
Can we use TXT for multiple transaction types?
Yes, TXT supports letters of credit, standby LCs, guarantees, working capital, and other trade finance products.
Is insurance included?
Insurance products are integrated with our trade finance solutions. Coverage varies by product and can be customized.
How do we access our credit facility?
Once approved, you receive access to our partner portal for transaction requests, documentation, and account management.