Insurance Products & Risk Management
Comprehensive insurance solutions integrated with TXT trade finance for Pacific Rim commerce
Insurance Products
Trade Insurance
Comprehensive coverage for international trade transactions
- Credit risk coverage
- Political risk protection
- Currency risk hedging
- Cargo insurance
- Marine hull insurance
Coverage Range
$10M–$500M+
Property & Casualty
Coverage for physical assets and operational risks
- Buildings and structures
- Equipment and machinery
- Inventory coverage
- Business interruption
- Liability protection
Coverage Range
$5M–$250M+
Aviation Insurance
Specialized coverage for aircraft and operations
- Hull insurance
- Liability coverage
- Passenger liability
- Cargo liability
- Crew coverage
Coverage Range
$50M–$1B+
Risk Management
Integrated risk mitigation and loss prevention
- Risk assessment
- Loss prevention programs
- Claims management
- Risk consulting
- Compliance support
Coverage Range
Custom
Sector-Specific Insurance Solutions
Sector
Shipping & Logistics
Key Risks
Coverage
Comprehensive marine and cargo insurance
Sector
Aviation
Key Risks
Coverage
Full aviation insurance suite
Sector
Infrastructure
Key Risks
Coverage
Project and operational insurance
Sector
Resorts & Hospitality
Key Risks
Coverage
Hospitality-specific coverage
Why Choose TXT Insurance
Integrated with Trade Finance
Insurance automatically included with TXT trade credit
Competitive Premiums
Lower rates through volume and risk pooling
Fast Claims
Streamlined claims process with rapid settlement
Expert Underwriting
Specialized knowledge of Pacific Rim sectors
Customizable Coverage
Tailored policies for specific needs
LXUSD Backed
Claims paid in LXUSD stablecoin
Insurance Integrated with Trade Finance
TXT insurance products are seamlessly integrated with our trade finance solutions, providing comprehensive protection for every transaction.
- Automatic coverage with trade credit facilities
- No separate underwriting for standard policies
- Integrated claims process
- Coordinated risk management
- Streamlined documentation
Integrated Coverage Example
Trade Credit
$50M Letter of Credit
Automatic Insurance
- ✓ Cargo insurance
- ✓ Credit risk coverage
- ✓ Marine liability
Simple Claims Process
Report Loss
Notify TXT of covered loss or incident
Submit Claim
Provide documentation and evidence
Assessment
Our team reviews and validates claim
Settlement
Receive LXUSD payment within 5 business days
Insurance Pricing
Trade Insurance
0.10–0.25%
Per transaction
Competitive rates for trade credit
Property & Casualty
0.50–2.00%
Per annum
Based on asset value and risk
Aviation
1.00–3.00%
Per annum
Specialized aviation rates
Pricing varies based on coverage type, risk profile, and transaction size. Contact our insurance team for custom quotes.